Precursory is the first platform to turn TONU, detention, and per-diem volatility into a fixed, transferable cost — built for shippers who are done budgeting on guesses.
Day one: a cost ceiling underwritten on your actual lane history. Day 100: a model no competitor can replicate, because it was trained on yours.
Every fee was visible before it happened. The signal existed. Nobody connected it to the carrier in time.
The problem isn't that TONU happens. It's that you don't know it's coming until the truck is already rolling — and by then, the fee is already owed. That's not a visibility problem. It's a timing problem. And timing is fixable.
We take on the financial exposure you've been absorbing and replace it with a fixed cost per load — underwritten on your actual lane history, not industry averages.
Your cost becomes predictable. Your exposure becomes capped. As our prevention engine improves, your rate follows it down.
A cost ceiling underwritten on your real lane and carrier history. Not an industry average. Not a guess.
A risk model trained on your specific lanes, carriers, and facilities. Every load sharpens it. No competitor starting today can buy that history.
The agreement sets a monthly ceiling on your accessorial exposure. If losses exceed that ceiling, we pay the difference — dollar for dollar, documented per load. Your rate is set in advance. Your downside is capped.
FM Global transformed property insurance by preventing losses before they happened — and pricing the residual against actual exposure.
>_ The model we're bringing to freightEvery other tool in your stack records what happened. Precursory predicts what will — and prices it before it does. AI-native from the ground up, not a dashboard with a model bolted on.
As the network grows, loss ratios drop. As loss ratios drop, coverage costs fall. Shippers pay less. Carriers earn more predictable lanes. The platform gets sharper for everyone — not just the biggest players.
Precursory doesn't ask you to change how you operate. It sits alongside your existing tools, learns your lanes, and starts reducing accessorial exposure from day one. Integration in days, not quarters.
We shadow your operations before we sign anything. You see the risk map before you commit to the coverage agreement.
>_ Continuous underwriting · not a fixed subscriptionWe've dispatched trucks, managed lanes, and lived inside the systems we're now connecting. We treat every design partner's operations as seriously as our own — and we don't invoice for outcomes we can't measure.
We rely on advisors with direct operator relationships across the carrier and shipper ecosystem — the specific relationships that open doors.
>_ Operators building for operatorsNo deck review. No demo script. We map your risk surface — lane by lane, facility by facility — and show you exactly where the avoidable exposure lives.